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Mortgage Soup
mortgagesoup.co.uk > utb-streamlines-buy-to-let-mortgage-process-with-broker-focused-operational-changes

UTB streamlines buy-to-let mortgage process with broker-focused operational changes

1+ day, 12+ hour ago  (330+ words) The changes are designed to simplify the application process, improve consistency and reduce delays, allowing brokers to spend more time supporting landlord clients and less time managing paperwork. Among the enhancements are reduced mandatory submission requirements to help brokers package…...

Mortgage Soup
mortgagesoup.co.uk > brokers-hesitant-to-recommend-interest-only-for-ftbs-says-gen-h

Brokers hesitant to recommend interest-only for FTBs, says Gen H

1+ week, 1+ day ago  (737+ words) Research from residential lender Gen H found that interest-only mortgages remain underrepresented in the first-time buyer market, with less than 0.5% of all first-time buyer mortgages being interest-only or part-and-part. This is despite the Financial Conduct Authority (FCA) consulting on widening…...

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mortgagesoup.co.uk > approvals-hit-a-2-5-year-low-when-broker-value-gets-proven-or-missed

Approvals hit a 2.5-year low: When broker value gets proven - or missed

1+ week, 3+ day ago  (545+ words) Net borrowing fell from £4.4bn to £2.9bn. Base rate’s been held at 3.75% since Jun, but swap rates have been swinging on the back of Middle East-driven oil price volatility and lenders have been repricing so fast that some of the cheapest deals…...

Mortgage Soup
mortgagesoup.co.uk > qa-ben-allkins-just-mortgages

Q&A: Ben Allkins, Just Mortgages

2+ week, 6+ day ago  (939+ words) Mortgage Soup (MS): Congratulations on the tenth anniversary. What would you say is the reason behind the longevity of the self-employed model? Ben Allkins (BA): Thank you, it’s hard to believe we launched back in 2016 with three advisers and now…...

Mortgage Soup
mortgagesoup.co.uk > fignum-report-warns-lenders-of-the-cost-of-delaying-mortgage-technology-change

Fignum report warns lenders of the cost of delaying mortgage technology change

3+ mon, 3+ week ago  (566+ words) The inaugural Mortgage Tech Pulse 2026 is based on qualitative interviews with more than 40 lenders, spanning high street banks, building societies and specialist lenders, and examines how firms are using technology, data and operational strategy across origination, servicing and risk management....

Mortgage Soup
mortgagesoup.co.uk > dudley-bs-reports-record-mortgage-lending-after-broker-investment

Dudley BS reports record mortgage lending after broker investment

1+ mon, 1+ day ago  (373+ words) The society said lending rose from £124.3 million in the year to 31 March 2026, reaching the highest level in its history. Mortgage balances increased to £558.0 million, representing growth of 28% over the past three years. The Dudley also reported an intermediary Net Promoter…...

Mortgage Soup
mortgagesoup.co.uk > why-relationships-are-becoming-the-mortgage-industrys-most-valuable-asset

Why relationships are becoming the mortgage industry’s most valuable asset

1+ mon, 1+ day ago  (528+ words) Much of the mortgage industry’s attention continues to focus on rates. Every movement is analysed, every forecast is debated and every product change attracts discussion. Rates clearly matter, particularly when affordability remains such an important consideration for many households, but…...

Mortgage Soup
mortgagesoup.co.uk > ldn-finance-adopts-twenty7tec-tool-to-monitor-mortgage-product-changes

LDN Finance adopts Twenty7tec tool to monitor mortgage product changes

1+ mon, 3+ week ago  (323+ words) The technology is designed to help advisers monitor recommended mortgage products from the point of sourcing through to submission, alerting them where product withdrawals, rate changes or criteria shifts affect live cases. Twenty7tec said ADAPT provides firms with greater oversight of…...

Mortgage Soup
mortgagesoup.co.uk > large-mortgage-networks-lose-ar-firms-as-brokers-reassess-support

Large mortgage networks lose AR firms as brokers reassess support

1+ mon, 4+ week ago  (540+ words) The firm’s Q1 2026 Network League Table points to heightened activity across major networks compared with the same period last year, as brokers weigh compliance support, technology, operational backing and exit terms. St James’s Place Wealth recorded the largest net fall, losing…...

Mortgage Soup
mortgagesoup.co.uk > the-human-adviser-in-an-ai-mortgage-market

The human adviser in an AI mortgage market

2+ mon, 1+ week ago  (1090+ words) It shows how quickly the first conversation about a mortgage can move away from a branch, a broker website, or a phone call and into a digital channel that feels immediate, conversational and cheap. As I know from experience, first…...