2+ day, 20+ hour ago   (414+ words) Today’s BTL market presents both opportunities and challenges. Rely is a dedicated BTL specialist lender built exclusively for property investors and the brokers who support them. While Rely may be a newer name to some brokers, it forms part of…...

3+ day, 23+ hour ago   (620+ words) Right now, there are plenty of reasons for uncertainty and hesitation. Inflation has moved higher and speculation around future interest rate movements only intensifies. And while GDP has proved to be pretty resilient in recent months, the stop-start conflict in…...

6+ day, 1+ hour ago   (288+ words) McClean joins from FCMB Bank, where he was head of treasury, and has previously held senior treasury roles, including responsibility for regulatory reporting, at the Bank of London, Wesleyan Bank, Al Rayan Bank and Commerzbank. Afin Bank said McClean will…...

1+ week, 3+ day ago   (192+ words) As part of the service, the consultancy assesses affordability methodologies, data sources and controls and benchmarks the approach against peers and regulatory expectations. The service is suitable for lenders across the motor finance, consumer lending, credit union, specialist finance and…...

1+ week, 4+ day ago   (305+ words) The lender is offering two five-year shared ownership mortgage products, including a variable discount mortgage with an initial rate of 5.85%. This is a 1.89% discount from the mutual’s standard variable rate, currently 7.74%. There is also a five-year fixed rate mortgage at…...

1+ week, 4+ day ago   (609+ words) I’ve spent most of the last 11 years at OSB Group, having moved into commercial lending after working at Santander in the residential lending market. Even over that time frame, the market has changed significantly. When I joined in 2015, it was…...

2+ week, 3+ day ago   (657+ words) Every so often, though, a piece of work challenges our assumptions. Our recent foreign national mortgage pilot did exactly that and ultimately changed our thinking. It is a scenario brokers increasingly recognise, and one that raises an important question – are…...

2+ week, 4+ day ago   (270+ words) UK Finance’s latest Later Life Lending figures showed that the value of this lending was £6.2bn, marking an increase of 20.5% versus the same quarter in 2025. However, UK Finance noted that the year-on-year comparison was “inflated” due to Q2 2025’s drop in lending…...

2+ week, 5+ day ago   (217+ words) Residential mortgages can now be split between capital and interest and interest-only repayment methods within a single mortgage. This is tailored to borrowers who will benefit from lower initial monthly payments, while still reducing their mortgage balance. The interest-only proposition…...

3+ week, 3+ day ago   (333+ words) The next-generation data strategy has been shaped by demand from its clients for faster access to actionable market insight and industry trends, while using data to enhance artificial intelligence (AI) functions and efficiency. Tredwell joins from Shawbrook Bank and has…...