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- Aug 14, 2026earliest in window
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News
Lenders ramp up criteria activity with record month for changes and additions
3+ day, 1+ hour ago (327+ words) The platform also recorded a record number of new criteria additions, with just under 6,000 new criteria areas added as lenders continued to review and develop their propositions. The figures come despite a seasonal slowdown in broker search volumes over the…...
The mortgage market isn’t short of money or opportunity – it’s short of confidence – Phillips
3+ day, 23+ hour ago (620+ words) Right now, there are plenty of reasons for uncertainty and hesitation. Inflation has moved higher and speculation around future interest rate movements only intensifies. And while GDP has proved to be pretty resilient in recent months, the stop-start conflict in…...
Scottish BS widens mortgage reach into England and Wales
4+ day, 12+ min ago (371+ words) The move broadens access to the mutual’s range of mainstream and specialist mortgage products, which are designed to support borrowers whose financial circumstances may not fit traditional lending criteria. The mutual said the expansion reflects increasing demand from brokers for…...
Marsden BS revamps expat lending criteria
4+ day, 19+ hour ago (251+ words) The mutual has simplified its expat buy-to-let (BTL) proposition by scrapping its minimum income requirement and reducing the level of documentation needed from both employed and self-employed applicants. Self-employed borrowers will now only need to provide one year’s accounts, rising…...
Higher mortgage rates 'inevitable' as swap rates rise – Moneyfacts
6+ day, 37+ min ago (426+ words) Moneyfacts said lenders were likely to review their propositions, following in the footsteps of HSBC, Barclays, NatWest and Santander in hiking up pricing. The firm said in late February, when the two-year swap was around 3.33% and the five-year swap was…...
Broadstone launches affordability health check for lenders
1+ week, 3+ day ago (192+ words) As part of the service, the consultancy assesses affordability methodologies, data sources and controls and benchmarks the approach against peers and regulatory expectations. The service is suitable for lenders across the motor finance, consumer lending, credit union, specialist finance and…...
FTBs face 'greatest affordability pressure since 2008' says UK Finance
1+ week, 5+ day ago (610+ words) UK Finance’s Q2 2026 Household Finance Review outlined a mortgage market that has made a very tentative recovery. Positively, the report highlighted underlying strength in purchasing demand for now. Overall, house purchase lending for the year through to July was just under…...
When policy becomes the barrier: Why it's time to rethink foreign national lending – Phillips
2+ week, 3+ day ago (657+ words) Every so often, though, a piece of work challenges our assumptions. Our recent foreign national mortgage pilot did exactly that and ultimately changed our thinking. It is a scenario brokers increasingly recognise, and one that raises an important question – are…...
Later life lending rises in Q2 but discrepancy between need and uptake remains – UK Finance
2+ week, 4+ day ago (270+ words) UK Finance’s latest Later Life Lending figures showed that the value of this lending was £6.2bn, marking an increase of 20.5% versus the same quarter in 2025. However, UK Finance noted that the year-on-year comparison was “inflated” due to Q2 2025’s drop in lending…...
Accord and TSB trim mortgage rates – round-up
2+ week, 4+ day ago (127+ words) Accord Mortgages’ reductions apply to its residential product transfer and additional loan ranges. All three-year fixed rates will be reduced by up to 0.37%, while five-year fixed rates will be reduced by up to 0.05%. Other rate reductions include a 0.2% cut to two-year…...