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en.koreadaily.com > ai-mortgage-underwriting-bias-non-english-names

AI Mortgage Underwriting Bias: Non-English Names May Face Disadvantages

3+ week, 5+ day ago   (226+ words) When tested across three leading foundational AI models to determine which bank statement deposits were likely sourced from overseas, researchers uncovered a dramatic discrepancy based on borrower names: English-Sounding Names: Only 13.3% of deposits were flagged as potential foreign funds. Non-English…...